What is covered under collision coverage insurance 2018 | Best Trick And Tips

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What is covered under collision coverage insurance 2018

What is covered under collision coverage insurance 2018,When your vehicle is damaged in an accident, collision insurance is an optional coverage that pays the cost of repairing or replacing it, minus the amount of your deductible. Collisions can involve another vehicle or an object, like a guardrail or a tree. If you lease or finance your vehicle, you may be required by your lender to purchase collision insurance coverage

 

Collision vs. Comprehensive Coverage
Collision Insurance is an optional coverage that will pay for the cost of repairs up to a total loss, in which case Liberty Mutual will give you the cash value of the vehicle. Including it on your policy requires the purchase of comprehensive coverage. While there are similarities between collision coverage and comprehensive coverage, here are the details of both:

Quick Facts on Collision Insurance

1.Collision insurance can be bought only in conjunction with liability and comprehensive coverage.

2.Collision insurance repairs damage when two vehicles in drive or reverse collide with each other.

3.Collision insurance will cove damage to your vehicle if you hit ice and slide into an inanimate object.

4.Collision covers pothole damage.

5.Collision coverage can be expensive, but people can save on premiums by choosing a $500 or higher deductible.

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